Life Insurance & Personal Protection
Life Insurance Cover
We have a range of life insurance policies designed to give you peace of mind that your family will be looked after in the event of your death. These plans can be arranged for a ‘specified term’ or on a ‘whole of life’ basis.
What is the Difference Between Life Insurance, Life Cover and Life Assurance?
These financial protection products, called different names by various providers, are essentially the same thing. These products are designed to provide financial protection in the event of your death and cover varies depending on your situation and premium.
Serious Illness Cover
Serious Illness can bring practical and emotional problems and while no one likes to think about becoming ill, it pays to be prepared for the future. A serious illness policy will pay a lump sum on diagnosis of a specified illness (e.g. heart attack, stroke, cancer etc.). These policies can be arranged in conjunction with life cover or on a standalone basis.
Income Replacement Plans
If you can’t work because of an accident or sickness, these products are designed to give you a continuous income until either you return to work or retire – whichever happens first. The premiums for these policies are tax deductible at your marginal rate of tax.
Advice and Information
Personal protection products are confusing and monthly repayments vary greatly depending on each individual and family situation. You will need to be assessed first to find the most suitable policies available right now. For more information or to arrange a meeting with one of our team to discuss your personal protection requirements,
If you feel we could help, please call: