The Consultas Service
The Consultas Service provides busy professionals with the opportunity to grow their wealth. This is achieved through a variety of financial services. We offer a tailored approach to finance, as we understand everyone has differing needs. Our aim is to help you achieve your financial goals, and also saving time so that you can focus on your profession.
Available for our affluent and high-net worth clients, Private Banking is one-on-one banking. This service is focused on your needs, flexible to your schedule and tailored to your life. We provide a range of services; from medical consultants seeking finance to cover tax bills and insurance premiums to busy professionals seeking to invest their money to secure their financial future.
Pensions & Life Assurance
When it comes to financial planning, having the right pension plan in place is crucial. At Consultas, we offer a bespoke range of pension services tailored around your specific needs. Our aim is to consistently put our clients needs first, and to achieve a long lasting relationship with our clients.
Can I Transfer My Pension?
Yes. Our team can analyse your existing pension to ensure it aligns with your financial goals. If you wish to transfer your existing pension over to another provider, we will look at all avenues for this option.
We have a range of life assurance policies designed to give you peace of mind that your family will be looked after in the event of your death. These plans can be arranged for a ‘specified term’ or on a ‘whole of life’ basis. Personal protection products generally are confusing and monthly repayments vary greatly depending on each individual and family situation. We can arrange the most viable option for your current stage in life.
At Consultas, we realise that everyone’s needs are different. That’s why we also offer bespoke wealth management services to our affluent clientele. Wealth management is more than just investment advice, as it can encompass all parts of a person’s financial life. Our clients will have a dedicated wealth manager, focused on co-ordinating all services required to manage their finances.
After the original plan is developed, our wealth manager will meet regularly with the client to update goals, review and rebalance the financial portfolio. Let our experts do the work.
Income protection is a type of insurance. This pays you a regular income if you can no longer work due to an injury or illness. The aim is to replace some of your earned income once any state benefits are taken into account, so you could still maintain the level of lifestyle you are used to. At Consultas, our experts can advise on the best plan to suit your lifestyle and profession.
Tax Bills & Insurance Premiums
The dreaded annual tax bill! For many professionals, there is an annual tax return that must be filed. This can vary from year-to-year, sometimes leaving you in a situation whereby you may owe perhaps tens of thousands in tax revenue. Your first instinct is to pay the bill upfront, as you’re given a deadline to pay the sum. However, financing the amount owed over a 10 month period can be the most viable option as it will help ease cash flow.
Insurance premiums across Ireland are sky-rocketing, leaving the burden on local businesses and private practises. Insuring a private medical or dental practise can be incredibly expensive, especially in Ireland. Hikes in insurance premiums can leave you with a huge bill to pay at the end of the year.
Our team can research the market to secure the most competitive rate of finance for the short-term loan.
Often people assume that if you have money in the bank and a pension, you’re good to go. However, investing regular amounts over the long term can increase your net worth considerably. At Consultas, we have a range of investment funds to choose from. Your dedicated portfolio manager will advise on the right fund for you, achieving a well diversified portfolio.
Investments should meet the owners needs, and at Consultas that’s number one priority.